Free Insurance Claim Case Evaluation: If you or a loved one have been treated unfairly by your insurance company you should contact our law firm immediately. You may be entitled to compensation by filing a lawsuit and we can help.

Insurance Claims

What Is An Insurance Claim?

Part of most homeowner and motor vehicle policies include a good faith obligation to properly defend you interests if you are sued. Insurance companies have in the past, are now, and will in the future deny coverage in the instance of a suit. If this is the case, I can help.

Insurance policy holders who have faithfully paid their premiums expect their insurance company to act in good faith and honor the validity of a claim. Unfortunately some companies will minimize or even deny a valid claim, many times without an explanation. Insurance companies generate greater profit when fewer claims are paid. Some insurance companies will habitually deny valid claims by policy holders unless threatened with legal action. In these cases it is best to speak to a lawyer to determine if your insurance claim was covered or is excluded. 

Policy holders expect insurance companies to act in good faith when a claim is made. Unfortunately this is not always the case.

How Can An Insurer Deny A Valid Claim?

Insurers have a significant self interest in denying claims and may do so using several methods. They may allege that the loss falls below the minimum deductible. An insurance company's "independent expert or adjuster" may determine that no loss occurred or that the loss is not covered or excluded by the insured's policy. 

An Insurance Claim Lawyer Can Help

If you have been unfairly denied an insurance claim or had your claim reduced, you may be eligible for compensation for damages you have sustained. Contact us to see if we can help.

William Pfister Jr., Attorney At Law

830 Broad Street

Suite 4

Shrewsbury, NJ 07702

(732) 268-8928

© 2019 William Pfister Jr., Esq. LLC